In a competitive market, speed can make all the difference. At Homestead Financial Mortgage, by having the right documentation, we can close a loan in as little as 14 days. Allowing sellers to get their money sooner can help make your offer more appealing. A quick close can give both the seller and buyer peace of mind.
Along with the information we need to pull your credit, buyers will need to submit the following online, via email, or in person:
Proof of Income:
Last 30 days of paycheck stubs, W2s, and tax returns from the last two years.
Proof of Funds:
At least 60 days of bank statements, 401k/IRA statements, or other account statement sourcing funds.
The amount of time you’ll need to finalize your home sale often depends on how quickly you respond to your loan advisor’s request for information. Well-prepared and well-documented buyers help make the process move faster, and our digital platform facilitates greater efficiency.