From Rejection to Approval: Kathy’s Home Loan Success Story
Navigating the mortgage process can be stressful—especially when dealing with credit challenges, unreliable lenders, or loan denials. That was the case for Kathy, who came to Homestead Financial Mortgage after struggling with multiple banks and a questionable debt consolidation company. But with the right guidance and support, she turned things around and closed her loan in just 30 days.
Here’s how Loan Advisor Brian Agee helped Kathy regain control of her finances and secure a fresh start.
A Rocky Start with the Wrong Lender
When Kathy first reached out, she was feeling frustrated and hopeless. She had been working with a debt consolidation company that overpromised and underdelivered, leading to wasted time and even worse—her credit score was dropping fast.
She had also been turned down by multiple banks, leaving her skeptical about whether she could even qualify for a home loan. Understandably, she was hesitant to speak with Homestead Financial, unsure if this would just be another dead end.
Thankfully, she took that leap of faith—and it changed everything.
A Personalized Approach to Improving Credit
Kathy’s situation wasn’t uncommon. Many homebuyers face similar setbacks due to poor guidance or financial missteps. The good news? There are ways to quickly and strategically improve credit scores to qualify for better loan options.
At Homestead Financial Mortgage, we work with trusted credit partners who provide expert advice on optimizing credit reports. In Kathy’s case, we helped her:
✔️ Rearrange some credit balances to improve her debt-to-credit ratio
✔️ Pay off small credit cards to get a quick score boost
✔️ Follow a personalized credit improvement plan to ensure long-term stability
With these adjustments, her credit score improved in record time, allowing us to get her loan approved and closed in just 30 days—without upfront fees or appraisal costs!
A Loan Officer Who Went the Extra Mile
Throughout the process, Kathy worked closely with Brian Agee, her loan officer at Homestead Financial. Since she wasn’t very tech-savvy, Brian personally walked her through every step, ensuring she was never confused or left in the dark.
His responsiveness and willingness to assist made all the difference. As Kathy put it:
“He helped me walk through the whole process. Highly recommended!”
At the end of the day, Kathy was grateful beyond words. She went from feeling stuck in a cycle of debt and rejection to finally securing the fresh start she deserved.
Looking for a Fresh Start? We Can Help!
If you’re struggling with loan approvals or credit challenges, don’t lose hope—Homestead Financial Mortgage is here to help! Whether you need a strategic credit improvement plan or a mortgage lender who truly cares about your financial future, we’re just a call away.
💻 Contact us today!
📞 Or call us today at (636) 590-7791
Let’s work together to get you on the path to homeownership!