general FAQ’s
At Homestead, our culture is rooted in professionalism, dedication, and a light-hearted, welcoming atmosphere. We believe in Making Lives Better, One Home at a Time—not just for our clients, but for our employees as well. Our mission drives us to create meaningful, lasting relationships, ensuring both our customers and our team members feel valued and supported. We take pride in helping families achieve homeownership, and that commitment extends to fostering a positive, rewarding workplace where our employees can grow and thrive.
Most purchase loans typically close within 30 days. In some cases, we can close even faster (14 business days) through our FastTrack program, depending on the borrower, the availability of documents, and the property. Because we control the process from start to finish, we can move quickly when timing matters. Refinances typically take 3-4 weeks to finalize.
We offer Conventional, FHA, VA, USDA, Jumbo, and renovation loans, as well as refinance options. If you’re not sure which loan fits your situation, our loan officers will walk you through your options.
Homestead Financial Mortgage was established in January 1998.
Homestead Financial Mortgage is a direct lender, which means we fund our own loans.
As an in-house lender, Homestead has full control of the entire lending process from application to closing, including underwriting, processing, funding, and technology.
