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Jacob’s Journey to Homeownership: How Homestead Financial Made His Dream Home a Reality

March 14, 2025

Finding the Right Home at the Right Time

For many first-time homebuyers, the search for the perfect home can feel like a never-ending journey. This was certainly the case for Jacob, who spent over a year searching for a place that met all his needs. From homes that needed too much work to those that didn’t quite feel right, Jacob’s quest for homeownership seemed like it would never end. But once he found the right property, everything fell into place—and with the help of Homestead Financial Mortgage and his Loan Officer, John Newton, the process was quicker and smoother than he ever expected.

 

A Recommendation from Friends and Family

Jacob didn’t have to search far for a mortgage lender. Several of his friends had recently purchased homes and highly recommended Homestead Financial Mortgage for their seamless experience. Trusting their advice, Jacob reached out and was connected with Loan Officer John Newton, who quickly made a great impression.

“I just met with John, or I called him and kind of spoke with him, and from there, I was like, ‘Yeah, this is the guy. This is who I want to use.’”

His decision to move forward with Homestead was reaffirmed when he realized that his own mom—who happens to be a real estate agent—had already worked with John and trusted him with her clients.

Guidance Through Every Step of the Process

As a first-time homebuyer, Jacob had a lot of questions about financing, interest rates, and how much home he could afford. Fortunately, John was always there to offer guidance, reassurance, and breakdown the numbers in a way that made sense.

“Mostly, I valued his time and effort because I had a lot of questions. I just wasn’t super familiar with the process… But John was always super informative and very calming. For a year and a half, I was emailing and contacting him through this whole process, and he was just cool as a cucumber the whole time.”

Having a loan officer who stayed patient, explained everything in detail, and kept Jacob up to date on market changes helped ease his concerns and gave him confidence in his decisions.

Finding the Perfect Home—And a New Best Friend

Once Jacob’s financing was in place, he found his perfect home—complete with a yard and a two-car garage. But there was one specific reason he wanted a yard:

“I wanted a place with a yard specifically to get a dog. I’ve been wanting a new one for a while. And what do you know? Within two weeks of getting the home, I got a new dog, too!”

Jacob’s dream of homeownership became even more special when he welcomed Levi, a Border Collie, into his new space. Now, he not only has a home to call his own but also a loyal companion to enjoy it with.

Your First Home is Within Reach—We’re Here to Help!

Buying your first home is a big decision, and at Homestead Financial Mortgage, we understand how overwhelming it can be. Whether you’re just starting the search or are ready to take the next step, we’re here to guide you through the process with patience, expertise, and a calm hand.

💻 Let us help make your homeownership dreams a reality—just like we did for Jacob. Reach out for a free quote here or call (636) 590-7791 today!

"By being open and recognizing our strengths and weaknesses, we can see opportunities for growth and ways to help each other."

- CEO, Jayson Hardie on Growth

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