How One Call Turned Into a Financial Breakthrough
Melody wasn’t planning on a refinance when she received a mailer from Homestead Financial Mortgage. But she was curious, and that curiosity led her to Loan Officer Sam Pupillo, who helped her turn that call into one of the best financial decisions of her life.
$40,000 in Cash and No Added Burden
Like many homeowners, Melody had big goals. She wanted to renovate her kitchen and bathrooms and pay off a few debts along the way. Sam and his team designed a refinance that made it all possible—and incredibly, without raising her monthly payments.
“She walked away with $40,000 in her account, and with the items we paid off, her new monthly payment was a wash—about $1,100 total.”
That means she got the funds she needed to refresh her home and clear her debt, without adding new financial stress.
Smooth, Supportive, and Always On Time
Melody was especially impressed by the experience with Sam and Hiram, noting how responsive, thorough, and flexible they were.
“They worked with me around my schedule, explained everything clearly, and were just awesome to work with.”
Whether it was answering late-night questions or helping her understand the details of the loan, the Homestead team made sure she always felt supported.
A Team That Truly Works for You
Sam attributes much of the success to his transaction coordinator, Hiram, who he says is the best he’s worked with in his 14 years in the business.
“Almost every review I get mentions both of us by name. It’s a team environment, and we always put the client’s best interests first.”
That strong partnership and shared commitment to service is exactly what helped Melody through a refinance that exceeded expectations.
It All Started with a Simple Question
Melody’s story is proof that great things can start with just a little curiosity. She picked up the phone wondering if a refinance could help—and she ended up changing her financial future.
“She was just curious what was possible as far as cash—and it all worked out great.”
Thinking About a Refinance? Let’s Talk.
If you’re wondering what a refinance could do for your goals—whether it’s home updates, debt consolidation, or freeing up monthly cash—Homestead Financial Mortgage is here to help.
📞 Connect with Sam directly here or call (636) 256-1944
💻 Contact Homestead Financial here or call us at (636) 590-7791
Let’s make your financial goals a reality – just like we did for Melody.