Homestead Careers

Feeling Alone on an Island?

Are you a mortgage loan advisor who feels left alone on an island? Homestead Financial Mortgage has a proven track record of helping loan advisors grow their business, as well as their referral network. We’ll help you create branded content that will enable you to become your own business!

Enjoy Independence & Support

Generally, loan advisors are an independent breed. But, with a technical subject like mortgage lending, it’s hard to go it alone if you don’t have years of experience. We’re willing to take green individuals who’ve just passed their licensing test and make them into competent and confident loan advisors.

We’re also here to work with the advisor who’s good and wants to be great. Sometimes it’s hard to make the jump from 4 or 5 loans a month to 8 to 10. With Homestead behind you, it’s possible.

Not all mortgage lenders are willing to invest in their staff. We are. That’s because we know loan advisors are our greatest asset. Read on to see what some of our staff have to say about working at Homestead.

We Don’t Have the Sink or Swim Attitude

The mortgage industry is fast-moving, and many big banks have the attitude that you need to sink or swim. And mortgage brokers are too busy handling their own loans to train and nurture staff.

At Homestead, we’re willing to invest in those individuals we feel have potential.

We’re an In-House Lender — Why is That Great for You?

Working for a mortgage broker can be brutal if you’re new to the industry with less than a few years of experience. Learning multiple programs and guidelines of dozens of wholesale lenders is rough. What’s even more brutal is seeing your loans fall through because you lose control when you submit the file to underwriting.

What about big banks? Well, big banks are big. And it can be hard to have a feeling of camaraderie. Yes, it’s a job. But being a cog in a giant machine isn’t for everyone.

Now let’s talk about an in-house lender. It’s much better than working for a broker or big bank. Here’s why. You’ll have a specific set of loan products you’ll be able to learn inside out. That means you’ll feel comfortable talking to borrowers and explaining their options. Plus, you’ll feel confident that the loan programs you’re recommending to your borrowers have an excellent chance of approval.

Next, with an in-house lender, everyone you’re working with is within Homestead. That includes the:

• Loan coordinator
• Loan processor
• Underwriter
• Closer
• Funder

If you’ve ever worked at a broker, you know how valuable that is. The above positions are pivotal points in the process. When you’re not in control (as with big banks or brokers), the loan can fail at any of these points. And there goes your commission.

A Fast-Close Means Higher Pay

The more loans you close, the more money you can make. We pride ourselves on fast closes. We can close a purchase loan in 14 days and a refi in 30.