Fast Home Loans
Low-Interest Rates
Personal Attention
Fast Home Loans
Low-Interest Rates
Personal Attention
Homestead Financial Mortgage
Whether you’re purchasing or refinancing a home loan, we will meet your deadlines & exceed your expectations.
What they
say
about us.
John and Mary K. say…
"Communication was clear and easy; our loan officers were friendly, accessible and helpful; reviewing and signing documents couldn’t have been easier! Thank you!! We love our new home!"
Jessica W. says…
"JR, Melanie, and Kim did an amazing job working with us so we could buy our dream home. They went above and beyond making sure everything was taken care of and making sure we were taken care of."
Elmer E. says…
"Everything went according to plan and without a hitch. Frank Spell was absolutely terrific! This is our third transaction with Homestead Financial and we were happy to once again be return customers. We highly recommend Frank Spell and Homestead without reservation."
Kelley J. says…
"They were always available and had everything ready well before the closing date. It was a pleasure doing business with them."
Home Loans Done Better
Tell us what you need, and we’ll get you there.
- A fast close? No problem.
- Need extra time? We can do that too.
- Want to apply for home loans from your couch? It’s easy.
- Prefer to come into the office? We’re here for you 7 days a week, including nights & weekends.
Here are the six simple steps you’ll follow:
- Apply online or give us a call
- Upload your documents or bring them in
- Get pre-approved
- Go shopping (If refinancing onto step 5)
- Fill in any details for Processing & Underwriting
- Close on your loan
- CEO, Jayson Hardie on Growth
Get a Free Quote →
At Homestead Financial, we treat our employees with the same care and respect as our customers. This commitment creates a vibrant and inclusive workplace, filled with opportunities for growth. Join us to experience a truly supportive and exciting work environment!
At Homestead Financial, we treat our employees with the same care and respect as our customers. This commitment creates a vibrant and inclusive workplace, filled with opportunities for growth. Join us to experience a truly supportive and exciting work environment!
Big Advantages of Choosing
Homestead Financial Mortgage
Low-Interest Rates
You’ll get some of the lowest loan rates & fees in the state.
Personal Service
Your loan advisor will make your home loan process easy.
You’ll Close on Time
Tell us your deadlines & we’ll get you there on time.
Stress-Free
Relax & breathe - you don’t need to worry about your financing.
24/7
We’re available when you need us, including nights & weekends.
We’re Local
Serving St. Louis, MO; Overland Park, KS; Godfrey, Glen Carbon, & O'Fallon IL; Dallas, Texas.
Learning Center
Reasons to Refinance Your Mortgage
With mortgage rates remaining near record lows, you may be considering refinancing your current mortgage to lock in a lower rate or tap into your home equity for renovation projects.
Home office, anyone?
How Long Does It Take to Get a Mortgage?
For a purchase, Homestead Financial Mortgage can close in 14 days and 30 days for a refinance. Most other lenders take 30 to 45 days for purchase and 60 days for a refinance.
Here are the six basic steps to getting a mortgage.
4 Big Tips for First-Time Homebuyers
Buying your very first home is such an exciting time! But it can also be a bit intimidating. It doesn't have to be. Here’s why – you don’t need to have everything figured out. There are just a few points to have in place to get you started on your way to owning a home. Read on to see what they are.