Buy A Home
Buy A Home
Whether you’re buying your first home or your next one, we make the process simple, personal, and stress-free.

Know Your Buying Power
Learn More
Calculators
More Resources
recent resource:

Capital Gains Taxes When Selling a Home
Refinance
Refinance
Consolidate debt, pay for renovations, vacations, or overall put yourself in a better financial situation. It’s a lot easier than you think.

See What Debt Relief Feels Like
Learn More
Calculators
More Resources
recent resource:

How Long Does a Refinance Take? What Homeowners Can Expect from Start to Finish
Loan Options
Resources
About Us
Search for:

Credit2026-02-19T23:03:22+00:00

resources / credit

Learn essential data about your credit, including how to raise your score, credit repair, how your credit impacts your mortgage payment and lots of FAQs.

Daily Spotlight

Why Sharon Rosen Calls Homestead Home

|

Capital Gains Taxes When Selling a Home

|

Credit Score Requirements for Buying a Home

|

Sean Ingold’s Journey as a Loan Advisor at Homestead

|

Parties, Hangovers, Hair of the Dog, and Mortgage Rates

|

How Much House Can You Afford? Understanding Mortgage DTI

|

Helping a First-Time Homebuyer Succeed

|

What Types of Homes Work Best for First-Time Buyers?

|

How to Prepare to Buy a Home in the Next Five Years as a First-Time Buyer

|

Preparing to Buy a Home in the Next 12 Months

search resources

Categories: Community | Credit | Lifestyle | Networking | News | Personal Finance | Purchase | Refinance

latest “credit” resources

Credit, Personal Finance, Purchase|
Preparing to Buy a Home in the Next 12 Months
December 31, 2025|5 min|

Credit, Refinance|
Credit Score Needed to Refinance
October 15, 2025|3 min|

Credit, Purchase|
Professionalism in Pajamas: Why Always “Being On” Sets Us Apart
October 8, 2025|3 min|

Got Questions? Get Answers Fast.

Simply provide your name and email and one of our experienced loan officers will reach out to answer anything you need to know.

blue-tab-under

Credit, Purchase|
Understanding Your Loan Estimate: The Key to Smarter Mortgage Decisions
September 25, 2025|6 min|
Credit, Purchase, Refinance|
The Trigger Lead Bill Has Passed: What It Means for You
September 16, 2025|4 min|
Credit, Purchase|
New Expanded Credit-Scoring Options for Mortgages Help New Home Buyers
July 17, 2025|3 min|
Credit, Purchase|
Involuntary Student Loan Repayment Returns May 2025—How to Safeguard Your Homebuying Plans
April 23, 2025|5 min|
Credit, Purchase|
The Rising Age of First-Time Homebuyers
February 7, 2025|3 min|
Credit, Purchase|
Understanding the Difference Between a First and Second Mortgage
January 22, 2025|4 min|
Credit, Purchase|
Medical Bills and Credit Reports are Changing: What Does This Mean for Home Buyers?
January 9, 2025|3 min|
Credit, Purchase|
How You Can Make Buying Your Home More Affordable
November 22, 2024|5 min|
Credit, Personal Finance, Purchase|
Breaking Down Your Mortgage Payment: What You’re Really Paying for Each Month
October 3, 2024|7 min|
Credit, Purchase|
Looking to Buy a Home in Texas? Here’s How You Can Save on Your Down Payment!
September 10, 2024|3 min|
Credit|
How to Build Credit with Secured Credit Cards
September 4, 2024|4 min|
Credit, Personal Finance, Refinance|
You Don’t Have to Pay Off Credit Card Debt with a First Mortgage
July 12, 2024|5 min|
Credit|
Record High Credit Card Balances: How to Navigate Today’s Financial Challenges
April 24, 2024|4 min|
Credit, Purchase|
Getting a Mortgage After a Bankruptcy
February 16, 2024|5 min|

Corporate Office

14897 Clayton Road, Chesterfield, MO 63017

(636) 590-7791

Buy A Home

Refinance

About Us

Making Lives Better, one home at a time…

© 1998 - 2026 • Homestead Financial is a registered trademark of Endeavor Capital LLC. NMLS # 222524

Endeavor Capital, LLC dba Homestead Financial Mortgage, Endeavor Capital Mortgage
MB.0006030. NMLS ID 222524 – Illinois Residential Mortgage Licensee.
Illinois Department of Financial and Professional Regulation (IDFPR)
Division of Banking – 100 West Randolph Street, 9th Floor. Chicago, Illinois 60601
All Inquiries: 1-888-473-4858
TTY: 1-866-325-4949

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR
LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE
DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR
BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND
FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

For licensing information, go to our NMLS Consumer Access page.

Privacy Policy | Cookie Policy | Accessibility Statement