Resources - Homestead Financial Mortgage

Buy A Home
Buy A Home
Whether you’re buying your first home or your next one, we make the process simple, personal, and stress-free.

Know Your Buying Power
Learn More
Calculators
More Resources
recent resource:

New 2025–2026 Tax Law Changes Every Homeowner Should Know
Refinance
Refinance
Consolidate debt, pay for renovations, vacations, or overall put yourself in a better financial situation. It’s a lot easier than you think.

See What Debt Relief Feels Like
Learn More
Calculators
More Resources
recent resource:

Structuring a Divorce Decree for a Refinance Equity Buyout
Loan Options
Resources
About Us
Search for:

Resources2026-03-04T17:10:10+00:00

resources

Browse our library of resources to learn about various topics surrounding mortgages, homeownership, personal finance and more!

Daily Spotlight

What Roller Coasters Can Teach Us About Home Buying

|

Buy Now or Wait for Rates to Drop?

|

Price Reduction vs. Rate Buydown: Why Lowering the Buyer’s Rate Is the Smarter Play

|

Why St. Louis Is One of the Hottest Markets for Fast Home Sales and How Buyers Can Still Win

|

What Loan-to-Value (LTV) Is and Why It Matters for Your Mortgage

|

How to Get a Mortgage When You’re Self-Employed or Working “Gigs”

|

How AI Is Changing the Way You Search for a Mortgage

|

What Types of Homes Work Best for First-Time Buyers?

|

What Homebuying Looks Like for Seniors: Income, Mortgages, and Smart Equity Moves

|

Why Property Insurance Has Been Holding Up Home Purchases, And What Just Changed

search resources

Categories: Community | Credit | Lifestyle | Networking | News | Personal Finance | Purchase | Refinance

latest resources

12

Jun

Purchase

Pickles, Rockets, and Why a Mortgage Banker Has to Move Quickly
read more
29

May

Purchase

Fixed vs. Adjustable-Rate Mortgages: What You Need to Know Before You Lock In
read more
22

May

Purchase

Isaac Newton Wasn’t a Realtor
read more
15

May

Purchase

Understanding Mortgage Insurance: What It Is and Why It Matters
read more

Credit, Purchase|
How Much House Can You Afford? Understanding Mortgage DTI
January 23, 2026|5 min|

Credit, Purchase|
Helping a First-Time Homebuyer Succeed
January 16, 2026|5 min|

Credit, Purchase|
How to Prepare to Buy a Home in the Next Five Years as a First-Time Buyer
January 9, 2026|4 min|

Got Questions? Get Answers Fast.

Simply provide your name and email and one of our experienced loan officers will reach out to answer anything you need to know.

blue-tab-under

Personal Finance, Refinance|
#1 Financial Solution for Expensive Weddings
May 18, 2022|2 min|
Refinance|
3 Tips for Preparing for a New Baby: Financially
May 13, 2022|2 min|
Personal Finance, Refinance|
End Cash-Out Refi Procrastination in 30-Days
May 13, 2022|3 min|
Credit|
What Credit Score Is Needed for a Home Loan?
May 4, 2022|3 min|
Purchase|
Things Not to Do When Applying for a Mortgage
May 3, 2022|3 min|
Credit, Purchase, Refinance|
Your Ultimate Mortgage Pre-Approval Checklist
April 29, 2022|4 min|
Credit, Personal Finance, Purchase, Refinance|
More About – What Affects Your Mortgage Application
April 28, 2022|2 min|
Credit, Purchase, Refinance|
What Debts Affect My Mortgage Application?
April 28, 2022|3 min|
Refinance|
Top 6 Mortgage Refinancing FAQs
April 27, 2022|4 min|
Purchase, Refinance|
Can I Apply For a Mortgage Without My Spouse?
April 26, 2022|3 min|
Personal Finance, Purchase|
What Income Can You Include on a Mortgage Application?
April 26, 2022|3 min|
Purchase|
What is Essential for Completing an Initial Mortgage Loan Application?
April 26, 2022|3 min|
Personal Finance, Purchase|
How to Qualify for a Self-Employed Mortgage
April 25, 2022|4 min|
Purchase|
Home Buying for the Second Time
April 22, 2022|4 min|

Corporate Office

14897 Clayton Road, Chesterfield, MO 63017

(636) 590-7791

Buy A Home

Refinance

About Us

Making Lives Better, one home at a time…

© 1998 - 2026 • Homestead Financial is a registered trademark of Endeavor Capital LLC. NMLS # 222524

Endeavor Capital, LLC dba Homestead Financial Mortgage, Endeavor Capital Mortgage
MB.0006030. NMLS ID 222524 – Illinois Residential Mortgage Licensee.
Illinois Department of Financial and Professional Regulation (IDFPR)
Division of Banking – 100 West Randolph Street, 9th Floor. Chicago, Illinois 60601
All Inquiries: 1-888-473-4858
TTY: 1-866-325-4949

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR
LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE
DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR
BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND
FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

For licensing information, go to our NMLS Consumer Access page.

Privacy Policy | Cookie Policy | Accessibility Statement

equal-lender-logo-1